Climate change and population growth are severely affecting coastal ecosystems, putting people and infrastructure at risk. In an era of rising oceans, relying on concrete infrastructures shorelines is unsustainable, considering the costs of construction and maintenance and the unforeseen impacts on ecosystems. Particularly for communities whose livelihoods and sustenance are dependent on coastal and marine habitats. Benthic habitat conservation and restoration, including coral reef, seagrass, and mangrove, can be low-cost, long-term shoreline protection options. However, incomplete knowledge on these risks in the long-term perspective that consider multi-interrelated factors in the area, is still not studied up to the present. Furthermore, decision-makers frequently lack fundamental knowledge about where and under what conditions ecosystems lessen the risk of coastal hazards, as well as who might benefit. This proposed study will look at how coral reefs, mangroves, and seagrass reduce risk in some pilot sites under present and future climate scenarios. This project will develop and showcase a framework for spatial risk assessment through the employment of empirical study. This study will contribute to achieving multiple Sustainable Development Goals (SDGs) such as Climate Action (SDG 13), Life Below Water (SGD 14), and Life on Land (SDG 15).